LightStream: Home Improvement Financing Made Simple

LightStream makes it easy to fund your projects with low rates, flexible terms, and no hidden fees

Making your home improvement dreams come true is easier than ever with LightStream, the nation’s trusted online lender and a division of SunTrust Bank.

Offering low rates, flexible terms, and no hidden fees, LightStream takes the hassle out of financing, so you can focus on your projects, not paperwork

Why Choose LightStream for Your Home Improvement Loan?

Low, Fixed Rates

LightStream rewards good credit with some of the lowest rates in the industry.

Flexible Terms

Choose repayment plans that fit your budget and timeline, from $5,000 to $100,000.

No Hidden Costs

Forget about fees, prepayment penalties, or appraisals—LightStream keeps things straightforward.

Apply online and see how easy financing your next project can be

lightstream fast simple process

Fast, Simple Process

From start to finish, the process has been streamlined to get your funds to you as quickly as possible.

  1. Apply Online: Submit your application in minutes.
  2. Quick Updates: Watch your email for status updates—no long waiting periods here.
  3. Get Funded Fast: Complete your loan information by 2:30 PM EST, and your funds could arrive in your account the same day!

Start now and get closer to your dream project today.

Whole Project Funding, No Strings Attached

LightStream believes in transparency. That’s why you’ll never deal with hidden fees, prepayment penalties, or complicated requirements.

  • Full Project Financing: Cover everything, from design to finishing touches, with a loan up to $100,000.
  • No Home Equity Required: You don’t need to leverage your home to fund your improvements.
  • Transparency: Enjoy the peace of mind that comes with no fees or hidden costs.
Natural Stone
light stream take control

Take Control of Your Financing

Tools that put you in charge of your financial future.

Use LightStream’s payment calculator to find the rate and terms that work for you. Plan ahead, stay on budget, and enjoy a seamless process that gets you from “dream” to “done” faster than ever

Check out rates and terms to see what works for you.

Call to Action: Ready to Get Started?

Your home improvement journey begins here. With LightStream, you can enjoy low rates, fast funding, and zero hassles. Don’t wait to create the space you’ve always wanted.